Captive Insurance Company programs can help reduce operating costs and allow business owners to take more control of  their bottom line. For most, insurance for transportation companies are procured in a traditional manner. The business (insured) pays a premium to the insurance company, and the insurance company pays claims. Deductibles are sometimes added to reduce […]

More and more states are allowing dispensaries to distribute cannabis products for medicinal and recreational use. An expanding market has produced the need for cannabis business insurance. Up until recently, a person that wanted to buy cannabis for either medicinal or recreational use would need to go searching. Maybe their friend knew a guy who […]

There is a growing need for On Demand Delivery Start-Ups. Although it may seem easy enough to do, few think of the potential liabilities and insurance coverage they will need to get started. Many of us are still working remotely and might not ever return to the office. We will also continue to turn to […]

Every morning, Corey Lamb puts himself at risk to transport the City of San Francisco’s most vulnerable residents. He stocks his cab with all types of PPE (personal protective equipment) such as  gloves, masks and sanitizer. Lamb, who has been a professional driver since 2006 and was named the 2019 Paratransit Taxi Driver of the […]

As the days and weeks pass by, more and more people are staying home which is affecting not only the transportation industry – but businesses of all types nationwide. If you are experiencing financial difficulties, you might be thinking about cancelling your policy. Instead, why not use your Paycheck Protection Program payment toward insurance. This […]

As the Coronavirus continues to spread across the country, most non-essential businesses are closed nationwide. Although dining in isn’t allowed, restaurants are still allowed to open since they are considered an essential business.  Many restaurants are offering food delivery (even if they didn’t before) since it is allowed. Restaurants new to food delivery might need […]

The Coronavirus (COVID-19) pandemic is something no business expected or planned for at the beginning of this year. As an agency that specializes in insuring transportation risks, we feel the pain you are going through right now. We see the drastic business interruption due to COVID-19. We want to remind you that we were your […]

Written by Laura Loftus   Antoine and Roslyn Andrade* are living the “American Dream.” You know, the one where you have 9-5 jobs, run a ministry AND manage a start-up peer to peer car rental business on the side. All the while, this husband/wife duo are putting THREE kids through college. “We tapped into our […]