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American Business Insurance Services, Inc: Texas Ambulance Insurance

American Business Insurance Services, Inc. has been serving transportation fleet companies since 1985. At American Business Insurance Services, Inc. we understand that those seeking ambulance insurance, for their Texas ambulance fleet, need to be assured that they’re properly covered.

At American Business Insurance Services, Inc. we make the logistics of securing ambulance insurance simple and easy. Texas ambulance fleet companies can focus on their work to save lives and ensure safety in the transportation of patients while knowing their business has all the necessary coverages in case of an incident. We ensure our clients seeking Texas ambulance insurance are getting the most efficient services by providing coverage that fits their needs at prices that make sense. With over 75 years of combined experience, American Business Insurance Services, Inc. insures over 40,000 vehicles nationwide, many of which include ambulances.

History of Ambulances

Texas Ambulance Insurance

EMS or Emergency medical services are a crucial part of every community. The organization and efficiency of EMS Agencies is so important as EMS vehicles are the only segment of the healthcare delivery industry that are designed to respond directly to the scene or location of a trauma patient. Their ability to perform treatment in the field has saved countless lives. In many of these incidents, every second counts and because of this ambulance fleets have to be up to code.  

Civilian emergency service ambulances were first put into operation in the 1830s. The self-powered ambulances we recognize today were not implemented until the technological advancements of the 19th and 20th centuries. These modern day ambulances are fully designed to transport patients in the state of an emergency to hospitals and other treatment centers.

In order to treat patients, all ambulance fleets are equipped with life support equipment and a crew of trained paramedics. These crews often serve as the first responders to the scene of an accident or medical emergency. Furthermore, efficient communication is crucial for first responders. Therefore, ambulance fleets are equipped with two way radios and cellular phones to enable them to contact hospitals or to be dispatched.  

In Texas from the mid 1930s to 1970, emergency ambulance fleet services were primarily provided by funeral homes. This was simply a matter of convenience since the funeral hearse was already designed to transport a human body, horizontally. It wasn’t until 1947 that Texas Legislature began to regulate ambulance operators. And in the 1960s there were many advancements in trauma research and, as a result, the EMS Division within the Texas Department of Health was created in 1973.

What is Ambulance Insurance and Why You Need It

In general, emergency vehicle insurance consists of liability and physical damage coverages. Liability coverage will protect your organization when a person is injured or a person’s property is damaged due to an incident involving your vehicle.

Ambulance crews work under long hours and under intense conditions. Therefore, accidents are inevitable especially when driving under such strenuous conditions and at high speeds. Did you know that each year roughly 6,500 road accidents occur involving ambulances. Just this past month, an ambulance crew was injured in a crash with a dump truck in Harris County Texas. Therefore, ambulance insurance is a must. 

At American Business Insurance Services, Inc., Texas ambulance insurance seekers will find the most dedicated professionals who understand their needs. Our staff has exclusive relationships with insurance carriers which allow us to underwrite, quote, and bind policies in house which translates to faster service for you, the client.

How Ambulance Transportation is Regulated in Texas

The Texas Ambulance Association (TAA) was founded in 1981 to develop the modern EMS in Texas. In the 1980s, the TAA was involved in the passing of landmark legislation for Texas’ EMS. Now they are recognized as the authoritative source on matters pertaining to ambulance fleet transportation in Texas.Texas Ambulance Insurance

Furthermore, The Commission on Accreditation of Ambulance Standards publishes the requirements and standards of all EMS vehicles to follow. The publication includes a variety of information and regulations. They include requirements for the design, ambulance components, equipment, engine, and more. The overall purpose of this publication is to ensure that patients are provided with ambulance fleets that are safe, nationally recognized, properly constructed, easily maintained, and capable of performing treatment before reaching the hospital.

Why American Business Insurance Services, Inc.

At American Business Insurance Services, Inc., our goal is to build long lasting, valued and trusted relationships. Our mission is to create an understanding with our clients that they are in the forefront of our business. We strive to make sure we know our clients business thoroughly to create a true partnership. American Business Insurance Services, Inc. is committed to professional excellence, delivering on commitments on time and of the highest caliber. We use only the best practices in the industry through our stringent processes and systems that let you operate your Texas ambulance fleet company with confidence.


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