Get trusted, on-demand insurance coverage for fleet owners or individuals renting their vehicles on car-sharing platforms or directly to renters.
Please have your vehicle / driver info.
The New Period X™ – The Complete Car Share Insurance Solution
Off-Rental + On-Rental Protection in One Seamless Car Share Policy
Protect your fleet 24/7 while increasing revenue – whether your vehicles are parked or rented, directly or on a platform.
Our unique off-rental Period XTM now comes with pay-as-you-go Period Z on-rental coverage. With the new Period XTM, car share vehicle owners and fleets can now do direct rentals on top of renting on various platforms, and still be insured every mile of the way.
Why use The New Period X™ + Z Car Share Insurance Solution?
Your Fleet, Protected All the Time
Off-rental cover (Period XTM) keeps you covered when your vehicles are not rented – during cleaning, maintenance, garaged, or delivering and collecting of vehicles. Our Period X™ Insurance policy provides more than the minimum state limits in nearly 50 states.
You can activate the on-rental cover (Period Z) whenever your vehicles are rented, giving you flexible, pay-as-you-go on-rental coverage every day you earn.
Together, they create the industry’s first fully comprehensive carshare insurance solution.
Join over 10,000 other car share vehicle owners already covered.
The New Period X™ + Z Highlights
- Go Direct
With the combination of on- and off-rental coverage, you stay protected across all platforms,
including direct rentals. Grow your revenue without being tied down. - Pay Only When You Earn
No fixed monthly fees for on-rental coverage – you only pay when a renter is behind the wheel. - Seamless, Always-On Protection
No gaps. No switching. One single car share product suite.
Period X™ protects you off-rental.
Period Z covers you when you rent out the vehicle. - Designed for Carshare Fleet Owners
Whether you manage 1 vehicle or 100+, Period X™ + Z is built to give you more control,
more flexibility, and less admin. Everything happens inside your fleet portal — simple booking,
simple billing. - Covers Both Commercial and Personal Rentals
Period X™ + Z covers both Gig Economy Rentals (includes Off App and Period 1) and Personal Rentals.
HOW IT WORKS
Step 1: Start Your Period X™ Policy
Your vehicles are instantly protected while off-rental: parked, in transit to and from renters, at the car wash, in maintenance, or sitting in your lot.
Step 2: Period Z On-Rental Coverage Comes Included
No separate signup needed. When you buy Period XTM, you automatically unlock Period Z.
Step 3: Activate Period Z When You Rent the Car
Inside your Fleet portal, simply select:
• the vehicle
• the rental dates
• confirm coverage
You are billed only for the days your vehicle is rented.
Step 4: Rent Anywhere, Earn More
Because Period Z replaces platform insurance, you can now:
- accept direct bookings
- list your vehicles across multiple carshare platforms
- diversify your revenue streams
- maximize utilization
Fleet Management Dashboard Features
- Car share insurance management in one powerful platform
Our self-service portal gives you total management control and visibility of your insurance and car share rental activity.
- GPS and mileage tracking
Enjoy a seamless tracking experience using PassTime GPS, OneStep GPS, Bouncie, MooveTrax, Zubie, and TrackmateGPS (NEW). GPS tracking is required to benefit from Period X™ rental fleet owner insurance and allows you to understand exactly where your vehicle is at all times and track mileage.
- Onboarding and removal
Sign in to your policy and add or remove vehicles whenever you need to, along with enabling or disabling coverage for each vehicle as needed.
- Notifications
Monitor unplugged devices, mileage per car, set GeoFencing alerts, and receive notifications for vehicle maintenance and billing reminders.
Why do you need off-rental car share insurance?
P2P rental platforms usually provide insurance to renters, but they do not supply insurance for when your vehicle isn’t rented out. You need insurance 24/7, even when the vehicle is not being rented.
Our Period X™ Insurance policy provides more than the minimum state limits in nearly 50 states. Period X™ is a comprehensive insurance product to cover fleets that are being rented out on Peer to Peer (P2P) rental platforms such Turo, RentID, TripCity, Zevo and others
Frequently Asked Questions
Will I be covered before the devices are installed?
Yes, coverage is in place the day you sign and pay for the insurance coverage. Please plug in the OBD tracking device into your vehicles OBD port. If you elect for hardwired devices, you will need to bring the vehicle(s) back in for installation once devices arrive or your installation appointment is up.
Do I have to use the trackers listed on the policy? I already have my own devices.
Yes, you will need to use one of our approved third-party devices (PassTime GPS or OneStep, MooveTrax, Bouncie, Zubie, and Trackmate GPS (NEW). A mixture of these devices is also allowed and compatible with the program.
What is the average monthly cost for insurance?
Each vehicle starts at approximately $111 per month for the insurance, and may vary by location
Is Period Z included automatically when I buy Period X?
Yes. All Period X™ policies now include access to Period Z. You only pay for Period Z when you activate it for rental days.
Do I have to rent on a specific platform?
No. That’s the advantage. Period Z allows you to rent directly to the general public – giving you complete freedom.
How do I book Period Z coverage?
Simply log in to the Fleet portal, select your vehicle, choose rental dates, and confirm. Coverage activates instantly.
How does pricing work?
- Period X is a flat monthly policy.
- Period Z is a flat per-day rate activated only on rental days. You control when, where, and how often you use it.
How many vehicles can I have and is there a discount for having more vehicles?
There is no limit to how many vehicles you can have on the policy. The Period X™ insurance product is a primary commercial auto fleet product and already includes all applicable discounts for fleets.
Should I keep my personal auto policy in place after I have placed the Period X™ coverage?
No, once the Period X™ ID card is issued to you per vehicle, you may cancel the personal auto coverage effective the date you place the Period X™ policy.
Are there any factors that would not allow me to get a Period X™ policy?
Yes. Older vehicles that will not accept a tracking device, vehicles with less than four wheels, vehicles with more than four
wheels, vehicles that require a commercial license to operate or are over the weight limit that typically requires a commercial
license to operate. Any vehicle that is not allowed on the rental platforms for listing. Any drivers under 21. Any drivers with
DUI’s in the past 10 years or driving records that show unacceptable activity.
Is there a mileage limit?
Each vehicle covered by Period X is limited to 250 miles every month This is intended to cover the vehicle for maintenance repairs, etc.
More Questions on Period X™?
We’re here to help, 805-454-7664
Period X™ Agents are available 8am-8pm
Monday – Friday, Eastern Time
Get a Period X™ insurance to cover your fleet outside of rentals, right now.
Please have your vehicle / driver info.