At ABI, we understand the risks of being on the road — and off it. That’s why we’re offering a powerful bundle of protections designed to save you money, time, and stress. Our Total Protection Plan brings together three essential benefits in one seamless, affordable add-on.

✅ 1. Deductible Buy Down (DBD) – Powered by Katalyst

Reduce your out-of-pocket cost if your vehicle is damaged off-rental.
When the unexpected happens — like damage during maintenance or storage — Period X steps in.

Period X vehicles carry deductibles of $2,500 or even $5,000, depending on their value. With our Deductible Buy Down program, your deductible is reduced to just $1,000 for qualifying off-rental claims.

Eligibility Requirements:

• Applies only to Period X-covered autos
• Vehicle must be off-rental (maintenance, storage, etc.) at time of loss
• Covers comprehensive/collision claims
• One claim per year

This is real money back in your pocket when you need it most.

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🔧 2. Emergency Roadside Assistance – Provided by Roadside Protect

When you’re stuck, we’ll get you moving.
24/7 roadside support for you, your spouse, and dependents under 21.

Included Services (up to $100 per event):

• Towing (mechanical breakdowns)
• Tire changes (with your spare)
• Battery jump starts
• Lockout service
• Emergency fuel or fluid delivery
• Roadside mechanical support

Limits & Eligibility:

• Covers passenger vehicles under 10,000 lbs GVWR
• Up to 3 service calls per year
• Non-transferable; only for vehicles operated by the member or eligible dependents
• Administered by Roadside Protect, Inc.
• For help: ☎️ 888-424-4186

Whether you’re locked out or broken down, we’ve got your back.

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🧾 3. Tax Audit Defense – Powered by Tax Protection Plus

Get peace of mind during tax time with up to $1 million in audit services.

If the IRS or state comes calling, you’re not alone. This benefit gives you access to experienced tax pros who will:

• Review IRS/state letters & notices
• Organize & draft necessary documentation
• Represent you before taxing authorities
• Provide consultation for denied credits, identity theft, rejected W-7s, and more
• Offer support on payment relief options (e.g. Installment Agreements, Tax Liens)

Covered Returns:

• Individual 1040, 1040SR, 1040PR, 1040NR (current + prior 2 years)
• Applicable state returns

Not Covered:

• Business, estate, or corporate filings
• Fraudulent or late returns
• Criminal investigations

You stay focused on your business — we’ll handle the paperwork.

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💡 Why Choose the Total Protection Plan?

For just $20 per vehicle per month, you get:
✅ Reduced out-of-pocket repair costs
✅ Real help on the side of the road
✅ Expert defense in the event of a tax audit

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🛒 How to Add It

• Available only at New Business or Renewal
• Can be removed during the policy term (but only once)
• Applies to all vehicles on the policy — no partial selections