Protect your vehicle with Uber Black insurance
Drive with confidence with premium coverage designed to keep luxury vehicles and professional drivers protected.
Starting at $599/month
What is Uber Black Insurance, and do you need it?
ABI Uber Black insurance is a specialized type of commercial auto insurance designed for livery drivers using their personal vehicles to work for Uber Black.
Your personal auto insurance policy typically does not cover accidents or incidents that occur while you’re on the job. Uber Black insurance bridges this gap, ensuring drivers are protected.
- Hold commercial auto insurance
- Vehicles must be of a luxury standard
- Vehicles must be no more than 5 years old
- Drivers must maintain a star rating of 4.85 or higher
Unlike Uber X, your personal auto insurance policy does not qualify you to drive for Uber Black. You must be covered by a commercial auto insurance policy to meet Uber Black requirements.
Our insurance meets Uber Black’s requirements and protects you against third-party damages or claims—even if you’re at fault.
Choosing the right insurance doesn’t have to be hard. ABI makes getting Uber Black insurance simple.
What luxury vehicles does ABI Uber Black Insurance cover?
We cover multiple luxury vehicle types, including:
- Sedans
- Stretch Limos
- Luxury SUVs
- High-Value Luxury Vehicles
- Airport Cars
Plus, make changes and access your policy 24/7 with our handy online portal.
Go further with a no-obligation quote from ABI.
Insurance Coverages Offered
Auto Liability
Auto liability protects you and your business in the event of an at-fault automobile accident.
This type of cover can cover the cost of:
- Repair costs to person(s) vehicle you damaged
- Medical expenses of passengers in the vehicle(s)
- Medical bills of passenger(s) in your vehicle
Your Uber Black insurance policy also pays for court and legal expenses fees should a third party file a lawsuit against you after an accident.
Comprehensive / Collision
- Protects your Uber Black vehicle from damages whether you’re at fault or not
- Comprehensive and collision insurance whether you own or lease your vehicle
- Physical damage policies with deductibles ranging from $500-$5,000
We insure over 50,000 commercial vehicles nationwide
Why choose ABI for Uber Black Insurance?
We understand what it takes to keep you on the road; with over 75 years of combined experience insuring cabs, limos, ambulances, and other transportation network companies.
- Competitive pricing starting at $599/month
- Customizable coverage to meet your unique needs
- 24/7 online access for policy updates and claims
- Certificate & Auto ID issuance in minutes
- 50,000 vehicles insured and counting!
ID Cards, vehicle, and driver changes, 24.7 online.
We understand that vehicles & drivers need to be swapped out at a moment’s notice, that’s why we’ve created an online portal for you to submit changes, print Auto Identification Cards & Certificates 24 hours a day, 7 days a week. In addition, for large fleet owners, we offer a we offer a full API to make vehicle changes and get ID cards, all from your own fleet management software or mobile app.
Ready to get covered? Click to start your online quote.
For any questions or to speak with an agent first, contact us
Our frequently asked questions
Our prices start from $599/month in low risk cities. However, the cost of your insurance will depend on individual circumstances. Such as location, vehicle type and coverage needs.
Our policies include liability, collision, and comprehensive coverage designed for luxury livery vehicles.
Yes. Uber Black insurance typically qualifies for commercial auto insurance because Uber Black drivers operate as professional livery services, transporting passengers for hire. Most personal auto insurance policies exclude coverage for commercial use, which is why Uber requires drivers to have commercial auto insurance or a rideshare endorsement.
Key Factors:
- Uber's Insurance: Uber provides some coverage when drivers are logged in and actively driving passengers, but there may be gaps in coverage, especially when waiting for a ride request.
- Commercial Auto Policy: Since Uber Black is a premium service, drivers are often required to carry a commercial auto policy instead of just a personal auto policy with a rideshare endorsement.
- State & Carrier Requirements: Some states and insurance carriers have specific requirements for rideshare and livery drivers, making a commercial auto policy mandatory for Uber Black drivers.
I’ve had an accident, how do I make a claim?
Sign in to your account and click the claims button on the policies page to get the most direct contact to report your claim to.
In a rush? Call (800) 980-1950 to report your claim.