Unlock Your Car Share Vehicles’ Revenue Potential: The New Period X™ Carshare Insurance Solution
Are You Leaving Money on the Table?
If you manage a carshare fleet or vehicles, you know the hustle. You are constantly balancing utilization rates with maintenance costs. But if you are relying solely on platforms (like Turo), you are likely limiting your business’s growth.
For years, fleet owners have been “locked in.” You had to rent on a specific platform because that was the only way to get insurance while the car was on the road. If a repeat customer wanted to rent from you directly, cutting out the middleman fees, you had to say no, because you didn’t have commercial coverage.
That changes today.
We have upgraded our signature Period X™ insurance to create the market’s first complete carshare solution. It’s designed to do one thing: help you make more money by giving you the freedom to rent anywhere.
The Solution: Period X™ + Period Z
We have combined our industry-leading off-rental protection with a revolutionary new on-rental extension. It is a single, seamless solution that covers your vehicle 24/7.
- Period X™ (Off-Rental): Protects your assets when they aren’t earning. This covers your vehicles while they are parked, being cleaned, in the shop, or being delivered to and collected from a renter.
- Period Z (On-Rental): This is the game-changer. It is an optional, usage-based coverage that protects your vehicle while it is rented.
How This Doubles Your Revenue Potential
Most “commercial” policies for gig workers are just personal policies with a few loopholes plugged. We are different. As part of INSHUR, the insurance leader in the on-demand economy, we built this specifically for car share fleet and vehicle owners who want to scale.
Here is why this is the most profitable switch you can make for your vehicles:
1. You Can Finally Go Direct
This is unique to our offering. With the new Period X™ carshare suite, you are no longer tied to one platform. You can now accept direct bookings from private clients.
- Why it matters: When you rent directly, you don’t pay platform commission fees. You keep more of the trip price. You can build your own brand, create your own website, and serve local businesses or repeat renters on your own terms.
2. True Cross-Platform Freedom
Do you want to list on Turo, TripCity, Rentid, and Zevo simultaneously? You can. Because you carry your own commercial insurance (Period X™) for the off-rental period, you have the flexibility to list your vehicles wherever the demand is highest, maximizing your utilization.
3. Pay Only When You Earn
We know margins matter. That’s why we designed the on-rental portion (Period Z) to be pay-as-you-go.
- You pay a flat monthly rate for your base Period X policy (starting at $97/mo per car).
- You only pay the daily Period Z rate when a renter is actually behind the wheel.
- If your car sits idle, your costs stay low.
How It Works: 3 Simple Steps
We have stripped away the complexity so you can focus on getting cars on the road.
- Get Period X™: Sign up online to cover your fleet for off-rental periods (parking, storage, delivery). This is your foundation.
- Unlock On-Rental Access: Every Period X™ policy now automatically includes access to Period Z coverage. There is no separate signup required.
- Activate & Earn: When you get a booking, whether it’s a direct rental or a platform trip, simply log into your fleet portal, select the vehicle and dates, and confirm coverage. You are billed only for the days you book.
Nationwide Coverage for Growing Fleets
Whether you have 1 car or 100, we are ready to support you. Our policy provides coverage that exceeds the minimum state limits. If you are in a state where we are currently ramping up, you can join our waiting list to be the first to know when we launch.
Ready to Break Free from Platform Lock-In?
The carshare market is evolving. Don’t let your insurance hold your business back. Stop turning away direct rentals and start maximizing your revenue with the only insurance suite that gives you total freedom.
Frequently Asked Questions
Do I need GPS tracking?
Yes. To offer this level of flexible, usage-based insurance, we require GPS tracking on your vehicles. This ensures accurate billing and helps protect your assets. We integrate with most major GPS providers seamlessly.
Can I still use Turo insurance if I have Period X™?
Yes. You can use Period X™ for your off-rental needs and stick with Turo’s protection plan for Turo trips if you prefer. However, using Period Z allows you to diversify outside of Turo whenever you choose.
How quickly can I get covered?
Fast. You can sign up online and get your fleet covered in minutes.
Questions? Call us at 805-454-7664
Our agents are available 8am-8pm ET, Monday-Friday
Period X™ and Period Z are offered by American Business Insurance Solutions (“ABI”), a subsidiary of INSHUR, the leader in embedded insurance for the on-demand economy. Coverage availability and pricing varies by state.